The 2026 International Company Formation Guide
A practical overview of choosing jurisdictions, structuring your company and opening international bank accounts.
FINANCIAL SERVICES & REGULATION · UNITED ARAB EMIRATES
Dubai businesses providing regulated payment services outside DIFC may require Central Bank licensing depending on the precise service and flow of funds.
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We introduce you to banking partners appropriate to your structure and circumstances. Acceptance remains at the bank's discretion.
Dubai businesses providing regulated payment services outside DIFC may require Central Bank licensing depending on the precise service and flow of funds.
Coutts Consultants coordinates dubai payment services regulatory coordination as a defined Dubai engagement.
We first establish the client's commercial objective and review payment service, customer journey, flow of funds, licensing category, capital, safeguarding, governance, AML and technology. Dubai has several distinct licensing and regulatory environments—including mainland licensing, specialist free zones, DIFC and the VARA virtual-asset regime—so the correct route is selected around the actual activity rather than a generic package.
We then coordinate the required authority, bank or professional work. Reserved legal, tax, audit, immigration or regulated financial-services work is undertaken by appropriately qualified UAE professionals, and every licence, visa, account or regulatory approval remains subject to the competent authority or institution.
Genuine Dubai-specific offering
Mainland, free-zone, DIFC or specialist regime considered as appropriate
Practical guidance on payment service, customer journey, flow of funds, licensing category, capital, safeguarding, governance, AML and technology
Coordinated professional input
Clear continuing obligations
Services that usually follow this one, available through Coutts in United Arab Emirates.
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Tell us what you are trying to achieve and we will confirm the right structure, what it requires and what it costs — before you commit to anything.
Discuss Your Banking RequirementsReference DXB-EXP-061
A practical overview of choosing jurisdictions, structuring your company and opening international bank accounts.